Situations we buy

Sell your house before foreclosure in Lafayette, LA

If the payments have fallen behind, the clock is already running. A fast cash sale can pay off your lender before a sheriff’s sale, which may help you keep whatever equity you have and avoid a foreclosure on your record.

sell a house facing foreclosure in lafayette la

Get Your Free Cash Offer

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Two ways to sell

Racing the deadline on the market versus a fast cash sale

If you want to keep the house, talk to your lender or a HUD-approved housing counselor first. If you’ve decided to sell, the question is whether you have time to list it. Here’s how the two paths compare.

List it with an agent

  • A market sale may bring a higher price if time allows
  • Listing, showings, and finding a buyer usually take months
  • A buyer’s loan has to be approved before the sale date
  • If the deal falls through late, the foreclosure keeps moving
  • Commission and seller costs come out of your remaining equity

Sell it to us for cash

  • No buyer financing, so there’s no loan to fall through
  • We can work toward closing before your sale date
  • The house sells in whatever condition it’s in
  • No commissions, fees, or closing costs on your side
  • You know your number before you sign anything

How it works

Selling ahead of foreclosure, step by step

01

Call Us With Your Dates

Tell us about the house and where things stand with your lender. If you have a sale date or a letter from them, have it handy.

02

Marcus Comes Out Quickly

When time is short, he makes the visit a priority. The house doesn't need to be cleaned up or fixed first.

03

Offer, Payoff, Closing

You get a written offer, and the title company requests your payoff from the lender. At closing the loan is paid and any remaining proceeds go to you.

Situations we work with

Wherever you are in the foreclosure process

A few payments behind

You haven't gotten a formal notice yet, but you can see where things are heading. This is the best time to look at your options.

Notice from your lender

A demand letter or notice of default has arrived. You still have time to sell, but it's worth starting the conversation now.

Sheriff's sale scheduled

There's a date on the calendar. Tell us when it is right away, and we'll let you know honestly whether we can close in time.

Loan modification fell through

You tried to work it out with the lender and it didn't happen. Selling lets you decide how this ends.

Repairs you can't afford

The house needs work you can't take on while you're behind. We buy it as-is, so none of that has to happen first.

Already moved out

The house is empty and the payments stopped. We can still buy it and close without you having to go back and deal with it.

Talk to us before the sale date

Call or send the form and tell us your timeline. There’s no obligation, and we’ll give you a straight answer about whether a sale can work in the time you have.